Virtual Advisors may provide investment advisory services that are limited in scope and do not constitute comprehensive financial planning. Individuals should consult appropriate professionals when making financial, investment and tax decisions.

PWSGS is a subsidiary of Prudential PWSGS is not a licensed insurance company, does not provide insurance products or services and does not provide financial, investment or other advice. PWSGS provides access to a number of Financial Wellness products, services, seminars and tools offered by PWSGS, its affiliates or third parties. Where LINK by Prudential is made available in connection with certain Financial Wellness products, access is made available through Prudential Workplace Solutions Group Services (“PWSGS”). Prudential LINK and LINK by Prudential occasionally may be referred to as LINK. Investment advisory products and services of LINK by Prudential are made available through Pruco Securities, LLC, (sometimes referred to as “Pruco”) doing business as Prudential Financial Planning Services, pursuant to separate agreement. LINK by Prudential is an umbrella marketing name for various subsidiaries of The Prudential Insurance Company of America. Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ Prudential Annuities is a business of Prudential Financial, Inc.

All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. Life Insurance and Annuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), located in Newark, NJ (main office), or by Prudential Annuities Life Assurance Corporation (except in NY) located in Shelton, CT. nor Assurance IQ issues, underwrites, or administers health plans or health insurance policies. ('Prudential') matches buyers with products such as life and health insurance and auto insurance, enabling them to make purchases online or through an agent. Assurance IQ, LLC a wholly-owned subsidiary of Prudential Financial, Inc.

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